Top One Trader Nova Challenge: cost and rules (2026)
Top One Trader Nova Challenge is a 1-step challenge offered in 5 sizes, from 25K up to 300K. At 100K it costs $7 + $550 activation fee; you need 5% profit and must stay within a None (3% funded) daily loss and 6% overall loss. This is a pay-after-pass model: a small fee gets you started and the activation fee is due only once you pass.
Nova Challenge cost by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $25,000 | $7 + $165 activation fee | 5% | None (3% funded) | 6% | 90% |
| $50,000 | $7 + $275 activation fee | 5% | None (3% funded) | 6% | 90% |
| $100,000 | $7 + $550 activation fee | 5% | None (3% funded) | 6% | 90% |
| $200,000 | $7 + $880 activation fee | 5% | None (3% funded) | 6% | 90% |
| $300,000 | $7 + $1,210 activation fee | 5% | None (3% funded) | 6% | 90% |
Standard prices before coupons, checked on 14 November 2026. Prices change often, so check the firm's own site before paying.
The rules that matter
Drawdown here is trailing: the floor rises as your balance makes new highs, so giving back a winning run can still end the account. No consistency rule applies, so a single big day won't delay a withdrawal. You have no deadline.
Other 100K options
Other 1-step challenges at 100K, lowest price first. Nova Challenge costs $7 + $550 activation fee for comparison.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
Our take
Nothing cheaper exists at this size among the firms we track. Customers rate the firm well (4.5/5 on Trustpilot).
Common questions
What does Top One Trader Nova Challenge cost at 100K?
$7 + $550 activation fee. Across sizes it runs from $7 + $165 activation fee (25K) to $7 + $1,210 activation fee (300K).
How much profit does Nova Challenge need, and how much can I lose?
You need 5% to pass. Daily loss is capped at None (3% funded) and total loss at 6%, using a trailing drawdown.
How often can you withdraw on Nova Challenge?
Payouts: Every 14 days. Your split: 90%.