Pay-after-pass prop firms (2026)
These models charge a small start fee, sometimes just $5, and the activation fee only if you pass. If you fail, you've lost very little.
All 10 firms on this list
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 | 7.5/10 | $52 ($10 setup, balance after passinging) $5,000 · Buy Now Pay Later | 85% | Visit firm* | |
| 2 | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* | |
| 3 | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* | |
| 4 | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* | |
| 5 | 6.3/10 | $7 + $69 activation fee $5,000 · Orion Nova | 80% | Visit firm* | |
| 6 | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* | |
| 7 | 5.8/10 | $29 + $189 activation fee $25,000 · Pay After Pass | 80% | Visit firm* | |
| 8 | 5.8/10 | $5 (+ $79 activation fee when funded) $10,000 · Nova | 80% | Visit firm* | |
| 9 | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* | |
| 10 | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
Standard prices before coupons, checked on 14 November 2026. Prices change often, so check the firm's own site before paying.
Top three picks
- Blue Guardian – 85% split out of the box
- FundedElite – News, hedging, martingale and grid allowed
- Maven Trading – Rock-bottom entry prices
What qualifies
Included: programs with a start fee plus activation after passing.
The column shows the lowest start fee, with the funding fee in brackets.
Common questions
Which firms offer pay after pass?
10 firms qualify. The best scoring are Blue Guardian, FundedElite, Maven Trading.
Is it more expensive overall?
Nearly always. Start fee plus activation usually exceeds a standard challenge, which makes sense only if you expect a few failed attempts.