FXIFY Lightning: cost and rules (2026)
FXIFY Lightning is a 1-step challenge offered in 4 sizes, from 10K up to 100K. At 100K it costs $399; you need 5% profit and must stay within a 3% daily loss and 4% overall loss.
What each size costs
Same rules at every size: 5% target, 3% daily loss, 4% max loss, 80% split.
Cost per $1,000 of account size. Lower means more capital for your money.
Lightning cost by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $59 | 5% | 3% | 4% | 80% |
| $25,000 | $149 | 5% | 3% | 4% | 80% |
| $50,000 | $249 | 5% | 3% | 4% | 80% |
| $100,000 | $399 | 5% | 3% | 4% | 80% |
Standard prices before coupons, checked on 14 November 2026. Prices change often, so check the firm's own site before paying.
The rules that matter
Drawdown here is trailing: the floor rises as your balance makes new highs, so giving back a winning run can still end the account. A consistency rule applies (30%): one day can't account for too large a share of your total profit. Deadline: 5 trading days.
Other 100K options
Other 1-step challenges at 100K, lowest price first. Lightning costs $399 for comparison.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Our take
5 firms charge less at this size, so weigh the rules before buying. Customers rate the firm well (4.3/5 on Trustpilot).
Common questions
What does FXIFY Lightning cost at 100K?
$399. Across sizes it runs from $59 (10K) to $399 (100K).
How much profit does Lightning need, and how much can I lose?
You need 5% to pass. Daily loss is capped at 3% and total loss at 4%, using a trailing drawdown.
How often can you withdraw on Lightning?
Payouts: First after 7 days, then every 14 days. Your split: 80%.