Instant Funding One-Phase Micro: cost and rules (2026)
Instant Funding One-Phase Micro is a 1-step challenge offered in 5 sizes, from 10K up to 200K. At 100K it costs $259; you need 7% profit and must stay within a 4% daily loss and 7% overall loss.
What each size costs
Same rules at every size: 7% target, 4% daily loss, 7% max loss, 80% split.
Cost per $1,000 of account size. Lower means more capital for your money.
One-Phase Micro cost by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $39 | 7% | 4% | 7% | 80% |
| $25,000 | $64 | 7% | 4% | 7% | 80% |
| $50,000 | $114 | 7% | 4% | 7% | 80% |
| $100,000 | $259 | 7% | 4% | 7% | 80% |
| $200,000 | $519 | 7% | 4% | 7% | 80% |
Standard prices before coupons, checked on 14 November 2026. Prices change often, so check the firm's own site before paying.
The rules that matter
Drawdown here is static: the floor is fixed from your starting balance and doesn't move up with profits, which leaves more room. A consistency rule applies (15%): one day can't account for too large a share of your total profit. You have no deadline.
Other 100K options
Other 1-step challenges at 100K, lowest price first. One-Phase Micro costs $259 for comparison.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Our take
Nothing cheaper exists at this size among the firms we track. It holds 3.1/5 on Trustpilot, so skim recent reviews first.
Common questions
What does Instant Funding One-Phase Micro cost at 100K?
$259. Across sizes it runs from $39 (10K) to $519 (200K).
How much profit does One-Phase Micro need, and how much can I lose?
You need 7% to pass. Daily loss is capped at 4% and total loss at 7%, using a static drawdown.
How often can you withdraw on One-Phase Micro?
Payouts: On request. Your split: 80%.