AquaFunded review (2026): fees, rules and payouts
We rated AquaFunded on the same inputs as every firm here: its published prices and rules and its customer ratings. It scores 7.3 and ranks 3 of 29.
Who AquaFunded suits
Good for you if…
- ✓you want to keep up to 90% of your profits
- ✓you want a challenge cheaper than most (100K from $279.20)
- ✓you run trading robots (EAs)
- ✓you copy trades between accounts
- ✓you hedge your positions
Bottom line: AquaFunded is a solid choice, and it costs less than most rivals at 100K.
Visit AquaFunded*Not for you if…
- ✗you only want the best-rated firms
- ✗you trade right on big news
AquaFunded 100K challenges at a glance
| Program | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Two Step Pro | 2-Step | $279.20 | 10% / 5% | 5% | 10% |
| Two Step Elite | 2-Step | $365.60 | 8% / 5% | 4% | 10% |
| Two Step Standard | 2-Step | $375.20 | 8% / 5% | 5% | 8% |
| One Step Standard | 1-Step | $421.60 | 9% | 3% | 6% |
| One Step Flex | 1-Step | $447.20 | 10% | 3% | 12% |
| Instant Funding Standard | Instant | $505.33 | None (instant) | 3% | 5% |
| Instant Funding Pro | Instant | $560 | None (instant) | 3% | 6% |
| Instant Flex | Instant | $999 | None (instant) | 2% | 4% |
Quick take
AquaFunded covers almost every format: 1-, 2- and 3-Step challenges, instant accounts and pay-after-pass, in sizes from $2,500 to $400,000. Platforms are MT5, cTrader, Match-Trader and TradeLocker.
How the score adds up
It sits at number 3 of 29 in our ranking. Here is where its 7.3 comes from:
What we like and what we don't
Pros
- 90% split, 100% with an add-on
- Pick from four platforms
- EAs, hedging, martingale and scalping allowed
Cons
- Low Trustpilot score (3.1)
- News trading restricted
- Consistency rule on some programs
AquaFunded challenge types
| Program | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Two Step Pro | 2-Step | 5K–200K | $20 | 90% |
| Two Step Elite | 2-Step | 5K–100K | $26.40 | 90% |
| Two Step Standard | 2-Step | 5K–200K | $28.80 | 90% |
| Instant Funding Standard | Instant | 2.5K–200K | $30.67 | 90% |
| Instant Funding Pro | Instant | 2.5K–400K | $33.34 | 90% |
| One Step Standard | 1-Step | 5K–200K | $53.60 | 90% |
| One Step Flex | 1-Step | 5K–100K | $60 | 90% |
| Instant Flex | Instant | 5K–100K | $119 | 90% |
Standard prices before coupons, checked on 14 November 2026. Prices change often, so check the firm's own site before paying.
Trading rules at a glance
Restricted means allowed with conditions, for example a short no-trade window around big news. The firm's website has the full wording.
Platforms, payments and payouts
AquaFunded against rivals
Common questions
Are EAs allowed?
Yes, along with trade copiers, hedging and martingale.
How often are payouts?
Fortnightly on challenge accounts, on request on instant accounts.
What does a AquaFunded 100K challenge cost?
The lowest-priced AquaFunded 100K challenge that pays at least 80% is Two Step Pro (2-step), at $279.20.
Can traders in India sign up with AquaFunded?
Yes. India does not appear on AquaFunded's restricted-country list. These lists change, so confirm in the terms when you register.