Instant Funding Two-Phase Micro: cost and rules (2026)
Instant Funding Two-Phase Micro is a 2-step challenge offered in 6 sizes, from 5K up to 200K. At 100K it costs $413; you need 8% / 5% profit and must stay within a 4% daily loss and 10% overall loss.
What each size costs
Same rules at every size: 8% / 5% target, 4% daily loss, 10% max loss, 80% split.
Cost per $1,000 of account size. Lower means more capital for your money.
Two-Phase Micro cost by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $70 | 8% / 5% | 4% | 10% | 80% |
| $10,000 | $99 | 8% / 5% | 4% | 10% | 80% |
| $25,000 | $142 | 8% / 5% | 4% | 10% | 80% |
| $50,000 | $256 | 8% / 5% | 4% | 10% | 80% |
| $100,000 | $413 | 8% / 5% | 4% | 10% | 80% |
| $200,000 | $856 | 8% / 5% | 4% | 10% | 80% |
Standard prices before coupons, checked on 14 November 2026. Prices change often, so check the firm's own site before paying.
The rules that matter
Drawdown here is static: the floor is fixed from your starting balance and doesn't move up with profits, which leaves more room. A consistency rule applies (15%): one day can't account for too large a share of your total profit. You have no deadline.
Other 100K options
Other 2-step challenges at 100K, lowest price first. Two-Phase Micro costs $413 for comparison.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $239 2 Step Nano | 8% / 5% | 10% |
| AquaFunded | $279.20 Two Step Pro | 10% / 5% | 10% |
| FundedElite | $299 Lite 2 Step | 10% / 5% | 8% |
| OneFunded | $349 Value | 8% P1 / 6% P2 | 8% |
| Atmos Funded | $379 2-Step Plus | 6% / 6% | 6% |
| The5ers | $405 High Stakes New | 10% / 5% | 8% |
Our take
6 firms charge less at this size, so weigh the rules before buying. It holds 3.1/5 on Trustpilot, so skim recent reviews first.
Common questions
What does Instant Funding Two-Phase Micro cost at 100K?
$413. Across sizes it runs from $70 (5K) to $856 (200K).
How much profit does Two-Phase Micro need, and how much can I lose?
You need 8% / 5% to pass. Daily loss is capped at 4% and total loss at 10%, using a static drawdown.
How often can you withdraw on Two-Phase Micro?
Payouts: On request. Your split: 80%.