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FXIFY vs Top One Trader (2026): which prop firm wins?
Both firms are judged on identical inputs: published prices, published rules and Trustpilot ratings. The table and our verdict follow.
Side by side
| FXIFY | Top One Trader | |
|---|---|---|
| Score | 7.3/10 | 5.6/10 |
| Trustpilot | 4.3 | 4.5 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:50 |
| 100K challenge from | $399 (Lightning) | $541 (Two-Step PRO) |
| Programs | 8 | 5 |
| Platforms | MT5, DXtrade, TradingView | MT5, Match-Trader, TradeLocker |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Restricted |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Restricted |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Not allowed |
Our take
FXIFY scores 7.3 and beats Top One Trader on 5.6.
FXIFY is cheaper at 100K ($399); Top One Trader starts at $541.
Buyers rate Top One Trader higher on Trustpilot: 4.5/5 versus 4.3.
FXIFY permits more trading styles, such as news, EAs and weekend holds.
- Go with FXIFY if you value a lower challenge fee, a bigger profit share, a wider choice of challenges.
- Go with Top One Trader if you value stronger customer reviews, higher leverage, trading on Match-Trader, TradeLocker.
Each firm in a nutshell
FXIFY
FXIFY sells one of the broadest line-ups we track: a 1-Phase, three 2-Phase versions, a 3-Phase, Lightning and instant funding. Accounts go from $5,000 to $400,000 and you can trade on MT5, DXtrade or TradingView.
Top One Trader
Top One Trader sells five products: 1-Step FLASH, 1-Step NOVA ($7 to start, balance after passing), 2-Step PRO, Instant Funding and Instant Prime. The 2-Step PRO pays 85% and has no consistency rule during the challenge.
Common questions
FXIFY or Top One Trader: which is the better pick?
FXIFY scores 7.3 and beats Top One Trader on 5.6.
Is FXIFY or Top One Trader cheaper?
FXIFY is cheaper at 100K ($399); Top One Trader starts at $541.
Can I run accounts at FXIFY and Top One Trader together?
Yes. Holding challenges at several firms is fine. What nearly every firm forbids is copying another person's trades or hedging one firm's account against another.