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FXIFY vs Instant Funding (2026): which prop firm wins?
Both firms are judged on identical inputs: published prices, published rules and Trustpilot ratings. The table and our verdict follow.
Side by side
| FXIFY | Instant Funding | |
|---|---|---|
| Score | 7.3/10 | 6.2/10 |
| Trustpilot | 4.3 | 3.1 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:100 |
| 100K challenge from | $399 (Lightning) | $259 (One-Phase Micro) |
| Programs | 8 | 15 |
| Platforms | MT5, DXtrade, TradingView | MT5, cTrader, Match-Trader |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Allowed |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Allowed |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Restricted |
Our take
FXIFY scores 7.3 and beats Instant Funding on 6.2.
Instant Funding is cheaper at 100K ($259); FXIFY starts at $399.
Buyers rate FXIFY higher on Trustpilot: 4.3/5 versus 3.1.
FXIFY permits more trading styles, such as news, EAs and weekend holds.
- Go with FXIFY if you value stronger customer reviews, a bigger profit share, trading on DXtrade, TradingView.
- Go with Instant Funding if you value a lower challenge fee, a wider choice of challenges, higher leverage.
Each firm in a nutshell
FXIFY
FXIFY sells one of the broadest line-ups we track: a 1-Phase, three 2-Phase versions, a 3-Phase, Lightning and instant funding. Accounts go from $5,000 to $400,000 and you can trade on MT5, DXtrade or TradingView.
Instant Funding
Instant Funding started with instant accounts and has since added 1- and 2-Step challenges and Micro versions, on MT5, cTrader or Match-Trader.
Common questions
FXIFY or Instant Funding: which is the better pick?
FXIFY scores 7.3 and beats Instant Funding on 6.2.
Is FXIFY or Instant Funding cheaper?
Instant Funding is cheaper at 100K ($259); FXIFY starts at $399.
Can I run accounts at FXIFY and Instant Funding together?
Yes. Holding challenges at several firms is fine. What nearly every firm forbids is copying another person's trades or hedging one firm's account against another.